Owning a home is an exciting milestone, but it also comes with the responsibility of making timely mortgage payments. PNC Bank makes managing your mortgage and paying your bill stress-free through their convenient online servicing options. This comprehensive guide will walk through everything you need to know about making PNC mortgage payments online.
Overview of PNC Mortgage
PNC Bank is one of the largest financial institutions in the United States offering a full range of banking and lending products. PNC Mortgage provides home loans and servicing to millions of customers across the country.
As a responsible lender, PNC offers mortgage assistance programs and works with borrowers facing financial hardship. Their online account management system also makes payments and account maintenance quick and easy.
Benefits of Paying Your Mortgage Online
PNC Mortgage customers can access their account and make payments through PNC Online Banking. Key features include
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Convenience – Pay anytime, anywhere via web or mobile app
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Payment options – Use checking savings credit card, etc.
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Auto-pay – Set up recurring payments to avoid late fees
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Account access – View statements, documents, payment history
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Paperless – Receive e-statements to reduce clutter
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Budgeting – Schedule future payments in advance
Paying your PNC mortgage online provides flexibility, organization, and control.
How to Pay Your PNC Mortgage Online in 5 Easy Steps
Ready to make mortgage payments digitally? Just follow these simple steps:
Step 1: Log into Online Banking
Go to www.pnc.com and click “Sign In” or use the PNC mobile banking app.
If new, register for a username and password.
Step 2: Access Mortgage Account
Once logged in, choose your mortgage account from the account list.
You can also search for it by name.
Step 3: Schedule Payment
Select “Pay Bill” or “Make Transfer” to schedule a payment.
Choose the source account, date, and amount.
Step 4: Confirm Payment Details
Carefully review the payment info before submitting.
You’ll receive instant payment confirmation onscreen.
Step 5: Check Payment History
Under “Payment Activity”, you can view past payments made.
Download statements and records as needed.
Making PNC mortgage payments online takes just minutes and gives you peace of mind that your bill is paid on time, every time.
Tips for Managing Your Mortgage Account Online
Take advantage of these tips and tools for effectively managing your PNC mortgage completely online:
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Sign up for payment status alerts via email or text.
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Go paperless to reduce clutter and access e-statements.
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Set up automatic recurring payments to avoid late fees.
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Review payment history and download past statements.
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Schedule future-dated payments in advance for budgeting.
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Contact PNC Mortgage Customer Service with any questions.
Seeking Mortgage Assistance from PNC
If you’re experiencing financial challenges and have difficulty making payments, PNC offers specially trained mortgage specialists to work with borrowers one-on-one. They can evaluate your unique situation and match you with an appropriate mortgage assistance program. Options may include:
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Repayment plan to become current gradually
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Loan modification to reduce monthly payment
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Temporary hardship forbearance
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Short sale or deed-in-lieu of foreclosure
Don’t wait – call PNC as soon as possible if you anticipate problems making mortgage payments.
PNC Mortgage makes it simple and convenient for customers to pay their home loan, manage their account, and access statements digitally. The online servicing options provide flexibility and control over your mortgage payments. If money ever becomes tight, PNC also offers hardship assistance programs. Overall, PNC’s digital tools allow borrowers to handle all aspects of their mortgage completely online.
PNC Mortgage Review: Pros and Cons of Home Financing
FAQ
How do I pay my PNC mortgage payment?
Pay over the phone with Voice Banking by calling 1-888-PNC-BANK (1-888-762-2265). If paying from a non-PNC deposit account, have your account number and routing number available. Make a payment at any PNC Branch. Visit a PNC Branch during normal branch hours to make a payment.
Can I pay my mortgage over the phone?
You can find the phone number to call on your monthly bill or online. Before you call, have your mortgage account number and banking information ready, like your routing and account numbers. Payments over the phone are typically credited to your account quickly.
What is the 800 number for PNC mortgage?
For consumer credit card customers only: Call a PNC agent at 1-800-282-7541. For mortgage customers only: Call a PNC agent at 1-800-822-5626.
What is the mortgagee clause in PNC?
What is the mortgagee clause? The mortgagee clause shows that your mortgage lender is covered by the policy that your mortgage agreement requires. If the mortgagee clause on your insurance policy is wrong, please call your insurance agent to fix it and send us a copy of the change.
