How to Pay Your Sears Credit Card Bill Online

Paying your Sears credit card bill online is a quick and easy way to make sure your payment gets posted on time each month. As a Sears cardholder, you have multiple options for paying your bill digitally so you can choose the method that works best for you. In this article, I’ll walk through the different ways to pay your Sears credit card bill online and explain the steps for each process.

Overview of Payment Options

Sears offers three main ways to pay your credit card bill online

• Pay at the Sears Credit Card website
• Pay through Sears Pay
• Set up automatic payments

Below I’ll go through how each of these options work in more detail.

Pay at Sears Credit Card Website

The easiest way to pay your Sears credit card bill online is directly through the Sears Credit Card website Here are the steps

1. Go to https://citiretailservices.citibankonline.com/RSnextgen/svc/launch/index.action?siteId=SEARS and click “Sign In”

2. Enter your Sears Credit Card username and password and click “Sign In”

3. Once logged in, click on “Pay Now” under the “I want to” menu

4. Enter the payment amount (at least the minimum payment due)

5. Select a payment source:

   • Bank account – enter your account number and routing number

   • Other credit/debit card

6. Click “Continue” to submit payment

Paying directly on the Sears Credit Card website lets you see your current balance, minimum payment, and due date while making your payment. It’s the most straightforward option if you just need to quickly pay your bill online.

Pay at Sears Pay Website

Another way to pay your Sears credit card bill digitally is through the Sears Pay website at http://pay.searscard.com/. Here’s how to pay your bill on Sears Pay:

1. Go to http://pay.searscard.com/

2. Enter your Sears Credit Card number and billing zip code

3. Click “Log In”

4. Choose “Make Payment”

5. Enter your payment amount (at least the minimum payment due)

6. Select a payment source:

   • Bank account

   • Credit/debit card

   • Sears gift card

7. Click “Continue” to submit payment

The Sears Pay website is nicely optimized for mobile devices, so it’s very convenient if you need to quickly make a payment on-the-go.

Set Up Automatic Payments

For the most hassle-free way to pay your Sears credit card bill online, you can enroll in automatic payments. This allows your payment to be automatically deducted each month on your due date.

To set up automatic payments:

1. Log in to your Sears Credit Card account

2. Click on “Manage AutoPay” under the “I want to” menu

3. Choose whether to pay the minimum payment or full statement balance each month

4. Enter your bank account information

5. Review and submit your enrollment

Once enrolled, you don’t have to do anything else – your Sears credit card payment will automatically be paid on your behalf each billing cycle. Just make sure you have enough funds in your linked bank account when your payment date comes around.

Payment Posting Timeframes

When you pay your Sears credit card bill online, here’s when you can expect the payment to post:

• Payments made before 5:00 PM ET on a business day will be credited to your account same day.

• Payments made after 5:00 PM ET on a business day will be credited to your account the next business day.

• Payments made on weekends or holidays will be credited to your account the next business day.

So in most cases, when you pay your Sears card bill online, the payment will process right away or overnight if submitted after 5:00 PM.

Avoid Late Fees with Online Payments

One of the big benefits of paying your Sears credit card bill online is avoiding late fees. As long as you submit your payment by your due date, it will post in time to keep your account in good standing.

Just double check your Sears credit card due date each month and schedule your online payment to occur before that deadline. As long as your payment processes by the due date, you won’t incur a late fee – even if takes an extra day to post to your account.

Check Payment History

After paying your Sears credit card bill online, you can log back into your account to confirm the payment went through. Just select “Account Activity” to see your statement transactions and payment history.

This lets you verify your most recent payment is listed which means it was successfully processed through the Sears Credit Card website or Sears Pay.

Get Payment Reminders

To help avoid forgetting about your Sears credit card payment each month, you can set up payment reminders. Log into your Sears Credit Card account and update your Communication Preferences.

Here you can choose to receive payment reminders by email, text, and phone a few days before your bill is due. Having a reminder nudge ensures your payment gets made on time every billing cycle.

Manage Account on Mobile App

In addition to the online options, you can also pay your Sears credit card bill and manage your account on-the-go using the Sears Credit Card mobile app (available for iOS and Android devices).

The app allows you to:

• Check your account balance

• Make one-time payments

• View payment history

• Set up alerts

Having the mobile app is a useful way to stay on top of your Sears credit card account while out and about. You can make payments, check your balance, and more all from your smartphone.

Call for Payment Assistance

If you need help processing an online payment or have any questions about paying your Sears credit card bill digitally, you can call their customer service line at 1-800-917-7700.

The Sears Credit Card support team can walk you through how to pay online step-by-step or troubleshoot any payment issues. Don’t hesitate to give them a call if you have any problems paying your bill through the website or app.

Paying Your Sears Card Bill Online is Easy

As you can see, Sears provides their credit card customers with plenty of convenient online and mobile options for paying bills digitally. Whether you prefer the simplicity of the Sears Credit Card website, quick mobile access, or automatic payments, paying online helps ensure your bill gets paid on time each month.

So ditch the paper checks and avoid stamps – pay your Sears credit card bill online instead for a fast and easy process from home or on your phone. Just log in, enter your payment details, and your payment will be processed right away or by the next business day.