Getting a good night’s sleep is important for your health and well-being. With innovative Sleep Number beds that allow you to customize the firmness and support on each side many people find these mattresses help them sleep better. But like any major purchase you’ll need to pay your Sleep Number bill responsibly. Here’s a step-by-step guide to making sure your Sleep Number payment gets processed on time, either online or by phone.
Overview of Paying Your Sleep Number Bill
When you finance a Sleep Number mattress or base through Synchrony Bank, you’ll receive a Sleep Number credit card with a line of credit from Synchrony. This credit card and account is specifically for Sleep Number purchases only
Your Sleep Number bill needs to be paid each month by the due date shown on your statement. You have multiple options for paying your bill:
- Pay online through the Synchrony website or mobile app
- Pay by phone by calling Synchrony customer service
- Mail a check or money order
- Set up autopay directly from your bank account
Paying online or by phone allows you to quickly process a payment any time before the due date. Mailing in a payment or using autopay works well for those who like automatic payments.
No matter which method you choose, be sure to have your Sleep Number credit card number or account number handy when you pay your bill.
Steps to Pay Your Sleep Number Bill Online
Paying your Sleep Number bill online is fast and easy with Synchrony Bank’s website and mobile app. Here are the steps:
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Go to www.synchrony.com or open the Synchrony mobile app.
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Click on the “Sign In” button in the top right corner of the screen.
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Enter your Sleep Number credit card number or account number and password. Click “Sign In” to continue.
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You will be directed to the account dashboard. Click on “Make a Payment” which is usually shown on the left side.
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On the payment screen, enter the amount you would like to pay. You can choose to pay the Minimum Due, Statement Balance, or another amount.
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Enter your bank account information if paying from a bank account, or card details if paying by a different credit/debit card.
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Review the payment details and click “Submit Payment” to finish.
The payment will usually process instantly and you will see a confirmation page. The money should come out of your bank account within 1-2 business days.
Steps to Pay Your Sleep Number Bill by Phone
If you prefer to speak to a customer service representative to process your payment, paying by phone is easy.
Follow these steps:
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Call Synchrony Bank’s customer service line at 1-866-367-7976.
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When prompted, select the option to make a payment on an existing account.
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You will be connected to a customer service agent. Tell them you want to make a payment on your Sleep Number account.
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Provide your Sleep Number credit card or account number, along with any security details requested.
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Tell the agent how much you would like to pay on your account. Specify if you want to pay the minimum due, statement balance, or a different amount.
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Provide your debit/credit card number or bank account details that you want the payment to come from.
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Authorize the agent to process your payment after confirming the details.
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You will receive a confirmation number for your payment over the phone.
The agent can also help if you have any questions about your statement balance, due date, or payment history on your account.
Tips for Avoiding Late Payments on Your Sleep Number Bill
Like any credit account, it’s important to pay your Sleep Number bill on time each month. Late or missed payments can result in:
- Late fees being charged, usually around $29 per incident
- Increased interest rates due to a lowered credit score
- Harm to your credit history and ability to get approved for future credit
Follow these tips to help avoid running into issues with late Sleep Number payments:
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Enroll in autopay so your payments are made automatically each month directly from your bank account.
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Set up payment reminders through your Synchrony account to get notifications when your bill is ready and your due date is approaching.
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Pay at least the minimum due to keep your account in good standing if you can’t pay the full balance.
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Contact customer service if you anticipate having trouble paying on time for any reason. They may be able to assist with special payment arrangements.
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Update your contact info in your Synchrony account so you receive statements and other important notices about your account.
Putting your Sleep Number payments on autopilot is the easiest way to avoid headaches from late fees or credit damage. But you can always pay manually online or over the phone when needed.
Questions About Your Sleep Number Account and Bill?
If you have any other questions about your Sleep Number credit card, Synchrony account, or monthly bill, there are a few ways to get help:
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Check the Frequently Asked Questions on the Synchrony Sleep Number website for common concerns.
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Call Synchrony Bank customer service at 1-866-367-7976 and speak to an agent.
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Initiate a live chat from your Synchrony account dashboard.
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Send a secure message to Synchrony customer support from your account.
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Stop by your local Sleep Number store and ask any finance or billing questions.
The Synchrony support team can look up your account, walk you through payments, explain charges or interest rates, verify your balance, change due dates, and much more. Reach out for personalized assistance managing your Sleep Number credit card anytime.
Get the Rest You Deserve with a Sleep Number Mattress
A quality mattress is a long-term investment in your comfort and health. With innovations like fully adjustable firmness and dual air chambers to keep you sleeping soundly, a Sleep Number bed could be life-changing.
Paying your Sleep Number bill on time each month ensures you get all the benefits of your Sleep Number purchase. Use the online bill pay system or mobile app for quick payments 24/7. Or speak to a support agent by phone when you need personal assistance.
With these simple steps to pay your bill, you can focus on getting your best night’s sleep every night. Pleasant dreams!

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FAQ
How to pay Sleep Number bill?
Can I pay my synchrony loan online?
Can I pay my synchrony Polaris bill online?
How do I Pay my Sleep Number Bill?
You can pay your Sleep Number bill online or over the phone in a straightforward manner. If you wish to maintain your credit score and enjoy uninterrupted comfort with your Sleep Number products, timely payments are essential. It is possible to manage your Sleep Number bill payments with confidence by following the steps outlined in this guide.
Does sleep number charge interest if I don’t pay in full?
NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS*** On qualifying purchases with a Sleep Number® credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required.
Why should I Pay my Sleep Number bill on time?
Ensure uninterrupted sleep comfort by paying your Sleep Number bill on time. Doing so will ensure that you continue to experience the quality sleep you deserve. Avoiding Late Fees: Late payments can result in additional fees, which can be easily avoided by paying your bill on schedule. How Do I Pay My Sleep Number Bill Online?
How do I access Sleep Number rewards?
Sign in to your Sleep Number® Rewards account to see your exclusive offers, refer friends and more. Only one Sleep Number® Rewards account per household. Access exclusive benefits and rewards by logging into Sleep Number Rewards, your gateway to personalized perks and a better sleep experience. Sign up today.
How do I create a Sleep Number account?
The first step is to open your web browser and visit the official Sleep Number website (www.sleepnumber.com). Please click on the “Create Account” button and follow the prompts to create an account with Sleep Number. If you do not have an account yet, please click on the “Create Account” button and follow the prompts to create an account.
Who is a Sleep Number® bed owner?
As a Sleep Number® bed owner, you’re a valued Smart Sleeper – a lifetime member of our Smart Sleeper℠ community. Sign in to your Sleep Number® Rewards account to see your exclusive offers, refer friends and more. Only one Sleep Number® Rewards account per household.