Owning a credit card comes with great benefits like rewards, cashback, and credit building. However, ensuring timely payment of credit card bills is essential to avoid penalties. If you have an HDFC Bank credit card, you can now easily pay your bill using an HDFC or other bank debit card through PayZapp.
Read on to understand how to use PayZapp to pay HDFC credit card bills quickly and securely using your debit card.
What is PayZapp?
PayZapp is HDFC Bank’s mobile payment application. It allows customers to complete financial transactions easily from their smartphone.
Key features of PayZapp include
- Payment of credit card bills
- Debit/credit card management
- Recharges & bill payments
- Shopping payments
- Ticket booking
- Remittances
- Donations
- And more!
The user-friendly app makes managing your finances on the go simple and fast.
How Does PayZapp Credit Card Payment Work?
PayZapp lets you use your HDFC or other bank debit card to make instant online payments towards your HDFC credit card.
Here is an overview of the process
- Link your credit and debit cards to PayZapp
- Select credit card payment option on PayZapp
- Enter bill amount to pay
- Choose debit card to make payment from
- Confirm details and submit payment
The payment will process instantly from your bank account using the debit card. This allows you to pay your credit card bill quickly without using netbanking or writing checks.
Key Benefits of Paying Through PayZapp
Paying HDFC credit card bills through the PayZapp app using your debit card offers the following advantages:
- Instant processing – Payment happens immediately so you avoid late fees.
- 24×7 availability – Pay anytime from your phone.
- Payment alerts – Get notified when bill payment succeeds.
- Secure – Your card details are protected using encryption.
- Cashback rewards – Earn reward points on payments for more savings.
PayZapp also lets you track payment history, view card details, set payment reminders, and more!
Step-by-Step Guide to Pay Bills Using PayZapp
Follow these simple steps to pay your HDFC credit card bill instantly using PayZapp:
1. Download App and Login
Download the PayZapp app from Google Play Store or Apple App Store. Register using your HDFC account credentials or mobile number.
2. Link Debit and Credit Cards
Under the Cards section, add your HDFC Bank debit card you wish to make the payment from. Also link the HDFC Bank credit card you want to pay under Billers.
3. Enter Biller Details
Choose your credit card biller name. The app will automatically display your outstanding amount due and due date.
4. Confirm Payment Details
Verify the credit card bill amount to be paid and select your linked debit card as the payment method.
5. Authorize Payment
Carefully check the payment information and enter your debit card PIN to confirm and authorize the transaction.
6. Get Payment Notification
You will receive an instant confirmation notification for successful bill payment through PayZapp!
That’s it – your credit card bill payment will reflect instantly on your account, helping you avoid late fees or interest.
Frequently Asked Questions
Here are answers to some common queries about paying HDFC credit card bills through PayZapp:
Is PayZapp payment free?
Yes, there are no charges for paying your credit card bill using PayZapp.
Can I pay from any bank’s debit card?
Yes, you can use debit cards from all major banks to make instant credit card payments on PayZapp.
Is there any limit on transaction amount?
You can pay your full credit card bill due amount in one payment without any per-transaction limit.
How to check payment status?
You can check the status under Transaction History in PayZapp. You will also get payment confirmation via SMS and email.
How long does payment take to reflect in bill?
The payment will reflect in your credit card account immediately in real time.
PayZapp Offers Secure and Convenient Bill Payments
- Pay HDFC credit card bills instantly using your debit card
- Avoid late fees and interest charges
- Get payment confirmations in real-time
- Track payment history easily in the app
So download PayZapp and link your cards today to conveniently pay your HDFC credit card anytime, anywhere within seconds! Contact HDFC Bank Customer Care or visit your nearest branch if you need any assistance in app registration or activation.
