How to Pay Bills Through Hillcrest Credit Agency

Having an account in collections can be stressful If Hillcrest Credit Agency is collecting on a past-due medical bill or other debt for you, take steps to resolve it as soon as possible This article explains how to pay bills through Hillcrest Credit Agency’s online payment portal or by phone.

We’ll cover everything you need to know about making payments to Hillcrest, including how to set up an account, payment options, and tips for avoiding further issues. Read on to learn how to take control of your debt situation.

Who is Hillcrest Credit Agency?

Hillcrest Credit Agency is a subsidiary of Med Center Health based in Bowling Green, Kentucky. They are a collection agency focused on medical debt collection.

If you received care from The Medical Center hospital or any Med Center Health facility and did not pay your bill in full, your account may have been turned over to Hillcrest Credit Agency for collections.

The agency works on behalf of healthcare providers to secure payment for outstanding patient balances. Their mission is to resolve these debts in a professional, ethical manner.

Getting Started with Hillcrest Online Payments

Hillcrest Credit Agency offers an online payment portal where you can conveniently pay your owed balances. To get started:

• Go to medcenterhealth,org/hca-home/make-a-payment

• Click “Client Login” in the top right corner

• Register for an account with your personal info

• Enter your Hillcrest account number provided on statements

Once registered, you can log in anytime to make one-time payments or set up recurring payments. Hillcrest accepts credit cards, debit cards, and bank account payments.

Paying Hillcrest Credit Agency by Phone

If you prefer to pay Hillcrest by phone, call their toll-free number at 800-240-3181. You will need to provide your Hillcrest account number.

A representative can take a credit/debit card payment over the phone. They can also answer any questions you may have about your account status or payment plan options.

Phone payments to Hillcrest Credit Agency are processed Monday-Friday from 8am-5pm Central Time.

Payment Plan Options with Hillcrest

If you cannot pay your full balance due, ask Hillcrest about setting up a monthly payment plan. Based on your financial situation, they may approve an interest-free plan that works for your budget.

Payment plans allow you to pay down your debt over time in manageable installments until it is satisfied. Hillcrest wants to work with consumers towards financial resolutions.

Be upfront about what you can afford monthly when requesting a payment plan. Provide information about your income, expenses, and any hardships making it difficult to pay in full.

Avoiding Further Collections Actions

Once your account is with Hillcrest Credit Agency, it’s important to engage with them to avoid further collections consequences:

• Late fees may be added if no payment is received for 2 consecutive months

• Your account could be reported to credit bureaus, impacting your credit score

• Wage garnishment is possible if you continue to be unresponsive

• A lawsuit could be filed to pursue legal judgement

As soon as you receive the first notice from Hillcrest, contact them to make payment arrangements. This will prevent collections activities from escalating further.

What to Do if You Can’t Afford Your Balance

If your Hillcrest debt is truly unaffordable based on your financial situation, consider these options:

• Request detailed bills from your original provider to check for errors

• Apply for charity care from the hospital if you qualify based on income

• Discuss a settlement offer if Hillcrest agrees to accept less than the full amount

• Consult reputable credit counseling agencies for assistance

The important thing is opening the lines of communication with Hillcrest Credit Agency as soon as possible. They will work with consumers who engage.

In Summary…

Having an unpaid collections account can negatively impact your finances. If Hillcrest Credit Agency contacts you for a past-due healthcare bill, take quick action to resolve it.

This guide outlined the online and phone payment options, payment plan details, and tips for responding to Hillcrest collections. Address the debt right away to minimize damage and improve your financial health long-term.