Blue Shield of California offers health insurance plans through Covered California the state’s health insurance marketplace. Paying your monthly premium bill is essential to maintain coverage. This article provides an overview of ways to pay your Blue Shield Covered California health insurance bill online, by phone, by mail or automatically.
Benefits of Paying Your Bill on Time
It’s important to pay your Blue Shield Covered California premium on time each month to:
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Avoid a disruption or cancellation of your health coverage.
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Prevent incurring late fees or penalties. Blue Shield does not charge these, but a lapse in coverage could still occur.
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Keep your policy active and retain access to healthcare services and medications
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Maintain eligibility for any financial assistance or subsidies provided through Covered California.
Staying current on premiums ensures you receive the full benefits of your Blue Shield Covered California health plan.
Online Blue Shield Covered California Bill Pay
The fastest and most convenient way to pay your monthly Blue Shield health insurance premium is online. Here’s how:
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Go to Blue Shield’s online member portal and log into your account.
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From the dashboard, click on “Make a Payment” under the Current Bill section.
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Choose one-time payment or set up recurring autopay. Input payment details.
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Review payment confirmation and retain the reference number.
Online payments process immediately for quick posting to your account. You can also view past bills and set up paperless billing.
Pay Blue Shield Covered California Bill by Phone
To use Blue Shield’s automated phone system for premium payments:
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Call the number on the back of your member ID card
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Or call (800) 393-6130
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Follow prompts to make a payment using your checking account or credit card
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Write down the confirmation number
Speaking with a customer service agent is also available by calling the same numbers if you need assistance paying your bill.
Paying by Mail
To pay your Blue Shield Covered California premium by mail:
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Use the remittance slip attached to your bill
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Write your full account number on the check or money order
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Mail to: Blue Shield of California, PO Box 4700, Whittier, CA 90607-4700
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Allow 7-10 days for mail delivery and processing time
Keep the receipt or write down the check number for your records.
Automatic Bill Pay
You can enroll in Blue Shield’s AutoPay program for automatic monthly payments from your bank account or credit card. To set up:
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Log into your Blue Shield online account
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Under Current Bill, click “AutoPay: Off (set up)”
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Input your preferred payment method
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Choose the date for monthly deductions
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Review confirmation and your status will update to “AutoPay: On”
AutoPay ensures you never miss a payment or deal with lapses in health coverage.
Payment Tips for Blue Shield Covered California
Keep these tips in mind when paying for your Covered California health insurance through Blue Shield:
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Pay your bill in full by the due date listed on your statement
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Contact Blue Shield immediately if you anticipate issues with paying on time
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Set up text or email reminders to avoid forgetting monthly payments
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Update your contact information if your phone number, address or bank details change
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Check statements closely each month for errors and report inaccuracies
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Ask about available payment assistance plans if you are experiencing financial hardship
Paying diligently allows you to maximize your Blue Shield Covered California health plan benefits.
Understanding Your Blue Shield Covered California Bill
When you review your monthly premium statement, key details to look for include:
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Premium amount owed including any subsidies or tax credits
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Due date for payment
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Account number for your policy
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Service period covered
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Any prior balance or credits on your account
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Total amount due for that billing period
Monitoring this information on your bill helps ensure your account remains current and in good standing.
Reporting Life Changes to Covered California
Contact Covered California immediately to report any major life changes, such as:
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Changes in household size or dependents
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Income changes that may impact subsidies
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Moving to a new address
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Gaining other health insurance coverage
These life events could affect the amount of your monthly Blue Shield health insurance premium. Promptly notifying Covered California will keep your subsidies and billing accurate.
Getting Financial Help for Blue Shield Covered California
If you are having trouble affording your monthly health insurance premiums, assistance options may be available:
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Subsidies: Based on income, subsidies reduce monthly premium costs and out-of-pocket expenses. Subsidies can fluctuate each year depending on changes in income.
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Medi-Cal: Those with very low incomes may qualify for no-cost Medi-Cal benefits instead of a Covered California plan.
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Payment plans: Blue Shield offers payment arrangements if you are having difficulty paying your bill on time.
Be sure to contact Covered California regarding affordability issues to review your options. Financial help is available to make health insurance costs more manageable.
Avoiding Cancelation of Your Blue Shield Covered California Plan
To avoid having your Blue Shield Covered California policy canceled for nonpayment:
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Pay your premiums in full each month by the due date
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Contact Blue Shield immediately if you will have difficulty making a payment on time
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Respond promptly to any notices about past due premiums
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Look into financial assistance plans if affordability is an ongoing obstacle
Keeping your account current will help you avoid gaps in your essential health coverage.
Changing Blue Shield Covered California Insurance Plans
During the annual open enrollment period, you can change to a different Blue Shield Covered California insurance plan for the following year. Outside of open enrollment, you typically must experience a qualifying life event to switch plans. Examples include getting married, moving, or having a baby. Contact Covered California to discuss your options.
Closing Thoughts on Paying Your Blue Shield Covered California Bill
Paying your monthly Blue Shield health insurance premiums covers your essential healthcare costs and keeps your Covered California benefits active. Enroll in autopay, use the mobile app and calendar reminders to ensure on-time payments. Seek financial help if needed. Maintaining Blue Shield Covered California coverage ensures you and your family have access to medical care and peace of mind.
Learn How To Pay Your Premium Online
FAQ
Is Covered California same as Blue Shield?
Blue Shield of California is an independent member of the Blue Shield Association. Covered California is a registered trademark of the State of California. The Summary of Benefits and Coverage (SBC) document will help you choose a health plan.
What is the grace period for Blue Shield of California payments?
The Subscriber or Contract holder has 30 days from the date of the notice of the grace period to pay all outstanding Premiums. If they do not, coverage will be turned off for not paying Premiums.
How to check Covered California status?
You can check the status of your coverage by signing in to your Covered California account. You can also reset your password on that page. If you need to change or renew your coverage, you can do so online by logging into your account.
Does Blue Shield of California provide tax advice?
*Blue Shield of California is not a tax firm and cannot give you tax advice. However, we can help you with the Blue Shield health plan tax form(s) you need to file. If you have questions, please contact Member Services. View and pay your bill, set up the most convenient payment method.
How do I pay Blue Shield of California?
Have your subscriber ID or Social Security number ready. For first-time payment: log in to your CoveredCA. com account and follow the payment instructions. Have your case number or Social Security number on hand. Allow seven to 10 days for Blue Shield of California to process your enrollment. This applies to the first month’s premium payment only.
How do I pay my blue shield Bill?
You can arrange for Blue Shield to be billed every month through a service like Bill Pay from your bank. To set up Bill Pay, go to your bank’s website and follow the steps. Make sure you enter the correct Blue Shield account number and mailing address that you can find on your bill. (Refer to “Pay by mail” for mailing address and account number details. ).
How do I pay my BlueShield premium?
Then you can follow the prompts for “pay my bill. ” For your first premium payment only, go to www. blueshieldca. com/PaymentBSC. Have your invoice ready. your application ID is required. and log in as a member, and select “Pay my bill” under the Billing & Payments section.
How do I enroll in blue shield of California?
Have your case number or Social Security number on hand. Allow seven to 10 days for Blue Shield of California to process your enrollment. This applies to the first month’s premium payment only. Registration is required. Have your Social Security number ready.
How do I pay for Covered CA?
Have your Covered California ID or Social Security number ready. For first-time payment: log into your CoveredCA. com account and follow the payment instructions. Please write your subscriber/account number on your check/money order. Have your Covered California ID or Social Security number available.
