Home improvement projects allow you to upgrade and customize your living space. However the costs can add up quickly. EnerBank a division of Regions Bank, offers home improvement financing to help homeowners pay for renovations and repairs. With an EnerBank loan, you can spread project costs over time with fixed monthly payments.
One of the conveniences of financing your home upgrades through EnerBank is the ability to manage your account and pay your bill online. Read on to learn more about the EnerBank online bill pay feature
What is EnerBank?
EnerBank, member FDIC, is a leading provider of home improvement financing in the United States. Headquartered in Salt Lake City, Utah, EnerBank offers specialized lending solutions including:
- Unsecured personal loans
- Home equity loans and lines of credit
- HVAC, window, and other project-specific financing
The company partners with contractors, manufacturers, and home improvement associations to provide affordable financing options to their customers. Loans are available in all 50 states.
EnerBank has been operating since 1992 and joined Regions Bank in 2008. Regions is one of the nation’s largest full-service banks with over $158 billion in assets. Regions maintains financial stability and backs EnerBank lending products.
Online Account Access
When you take out financing from EnerBank, you can manage your loan account online through the customer account portal. Online account features allow you to:
- View account balance – Track the remaining principal on your home improvement loan.
- See payment history – Review past payments and print statements.
- Make one-time payments – Pay extra or pay off your loan early.
- Set up recurring payments – Schedule automatic monthly payments.
- Update account information – Change your mailing address, phone number, email, and more.
- Access tax documents – At year-end, print Form 1098 mortgage interest statements (if applicable).
Setting up online account access is quick and easy:
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Go to www.enerbank.com and click on “Make a Payment” at the top of the page.
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On the login page, select “Enroll | Reset Password” below the password field.
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Enter your EnerBank account number, last name, and ZIP code associated with your account.
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Create a username and password.
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Agree to the terms and conditions.
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Click “Submit” to complete enrollment.
You can now log in anytime using your username and password credentials.
Online Bill Pay Options
Through the online account portal, EnerBank offers two ways to pay your bill – recurring auto payments or one-time payments.
Recurring Automatic Payments
You can schedule recurring monthly payments to be automatically deducted from your checking or savings account. This ensures your payment will be made on time each month.
To set up automatic payments:
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In the Payments section of your EnerBank account, choose “Recurring” on the left menu.
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Enter your bank name, routing number, account number, and account type (checking or savings).
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Select a monthly payment date between the 1st and 10th of the month.
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Specify the payment amount. Choose the minimum amount due or a higher fixed monthly payment.
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Review the terms and conditions and check the confirmation box.
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Click “Submit” to activate automatic monthly payments.
You can edit or cancel recurring payments at any time through your online account.
One-Time Payments
If you prefer to pay your bill manually each month, you can easily make one-time online payments. EnerBank offers multiple ways to securely pay your bill:
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Bank account – Provide your checking or savings account information to debit the payment amount.
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Debit or credit card – Use a Visa, Mastercard, American Express or Discover card to make quick online payments.
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Western Union – Take a payment coupon to a Western Union agent location to pay in cash.
To make a one-time payment:
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Under the Payments section, choose “Make a One Time Payment.”
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Select your preferred payment method and enter the required information.
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Choose the payment amount and date.
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Review and submit the payment.
One-time payments can be made at any frequency – weekly, bi-weekly, monthly, etc. Just log in to your EnerBank account prior to your due date to submit each payment.
Benefits of Online Bill Pay
Paying your EnerBank loan bill online provides a number of benefits:
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Convenience – Make payments 24/7 without mailing checks or calling during business hours.
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Payment tracking – Review payment history and print statements through your online account.
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On-time payments – Avoid late fees by scheduling automatic monthly payments.
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Flexible options – Choose recurring or one-time payments.
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Payment proofs – Have confirmation numbers and receipts for your records.
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Time savings – Make payments quickly online compared to conventional bill pay methods.
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Security – Your financial information is encrypted and securely stored.
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Account access – Manage your account anytime from your desktop or mobile device.
Paying bills online allows you to efficiently manage monthly expenses. EnerBank’s online account access offers a secure, convenient solution for paying your home improvement financing bill. Sign up for automated payments, or make one-time payments online from your checking account, debit/credit card or Western Union. Online bill pay gives you flexibility to pay how and when it’s most convenient for you.
Get Started with EnerBank’s Online Account Access
EnerBank’s online account management portal provides a user-friendly way to monitor your home improvement loan, make payments, update personal details, and more. To access account features, simply visit www.enerbank.com and log in using your unique credentials. If you have not enrolled, reset your password online or contact an EnerBank customer service representative for assistance.
Online bill pay options allow you to securely pay your EnerBank loan on time each month. Sign up for automatic payments from your bank account, or make one-time payments by phone, online or at a Western Union location.
Rather than writing and mailing checks, save time by paying your bill online 24/7. Online payments can help you avoid late fees, improve budgeting, and simplify home improvement loan account management. Contact EnerBank to learn more or enroll in online account access and bill pay today.
Pay A Bill Online
FAQ
What happened to EnerBank USA?
Is EnerBank a secured loan?
Does enerbank pay bills online?
Many EnerBank customers also use the online bill pay system through their personal bank accounts. Q2. What is EnerBank’s rating with the Better Business Bureau? EnerBank USA maintains an A+ rating with the Better Business Bureau. We have processed nearly one million loan applications to date, and currently service more than 120,000 loans.
Does enerbank charge a recurring payment?
There’s no charge to schedule one-time or recurring payments from a debit card or personal checking or savings account. Now that EnerBank USA, a specialized home improvement lender, is a fully integrated part of the Regions family, we’ll be making life better for home improvement contractors and homeowners everywhere.
How do enerbank customers make payments?
There are five ways that our EnerBank customers currently make their payments to us. We offer a monthly ACH debit directly from the customer’s bank account at no additional charge to the customer.
Is enerbank USA a specialized home improvement lender?
*HIRI TFG Monthly report, released October 2023 EnerBank USA is a specialized home improvement lender – that means we’re experienced when it comes to providing financing for home improvement projects like yours. Since it’s our specialty, we’ve developed processes and payment options that are tailored to home improvement needs.
Does enerbank charge a processing fee?
There is a five dollar processing fee for us to provide that service, but many customers love the speed and convenience of calling our office on the exact date they want to make a payment. Many EnerBank customers also use the online bill pay system through their personal bank accounts. Q2. What is EnerBank’s rating with the Better Business Bureau?
What is an enerbank loan?
With an EnerBank loan, your home is not used as collateral, there’s no application fee, no closing or appraisal costs, and no prepayment penalties. Our paperless application process is quick & easy, and you can often receive a credit decision within seconds.
