Remembering to pay bills on time every month can be a challenge. Between due dates for utilities, loans, subscriptions, and more – it’s easy to lose track. Late payments result in penalties like interest charges or service disruptions. Fortunately, bill reminder apps make it simple to get notifications and pay on time.
Common Causes of Missed or Late Bill Payments
Before diving into bill reminder apps, let’s look at some of the top reasons people unintentionally skip payments:
- Busy schedules and lack of organization
- Forgetting due dates
- Not updating payment info when cards expire
- Irregular bills like medical or quarterly payments
- Paper bills getting lost in the mail
- Being out of town during payment dates
Reminder apps address these issues by sending payment alerts based on your personal due dates. Features like autopay and SMS reminders ensure you never miss a bill, regardless of your hectic schedule.
Must-Have Features in a Bill Reminder App
With dozens of reminder apps to choose from, focus on ones with these convenient features:
- Sync with bank accounts and credit cards
- Import bills automatically
- Customizable reminder schedule
- Text/email/push notification alerts
- Direct payment options in the app
- Bill scanning with OCR
- Recurring auto-payments
- Reporting and budgeting tools
Top apps like Mint, PocketGuard, and Spendee offer these useful functionalities for seamless bill management.
Top 9 Bill Reminder Apps
After comparing features, price, and user reviews – here are the top 9 bill reminder apps:
1. Mint
Mint is a very popular free app that syncs with bank accounts, credit cards, and bills to track spending and create budgets. Users can set bill reminders, view payment histories, and get notified about upcoming due dates. Mint also offers credit monitoring and 24/7 customer support.
2. PocketGuard
PocketGuard imports upcoming bills and sends reminders on when to pay them. The app analyzes spend habits and can even negotiate bills and find savings Additional perks include free credit scores, military discounts, and budgeting tools
3. Spendee
This user-friendly app has a calendar view of upcoming bills and due dates. You can manually add bills or connect accounts to auto-import billing info. Spendee then sends customizable payment reminders and tracks monthly spending vs. budgets.
4. Money Lover
Money Lover is a budgeting app where you can add bill due dates to the calendar. Receive reminders about payments and track how much you owe and spend each month. Money Lover is highly rated for its intuitiveness cloud backups passcode lock, and multi-currency support.
5. Loan/Bill Reminder
As the name suggests, Loan/Bill Reminder specializes in loan and bill due dates. The app sends reminders about payments and tracks past and upcoming bills. Users like the ability to share bills with family members and get a visual summary of monthly bills.
6. Bill Assistant
Send bill due reminders to yourself or someone else with Bill Assistant. The app supports repeating bill cycles with reminders sent via email or push notifications. Bill Assistant also estimates monthly costs and can import bills from SMS using OCR scanning.
7. Debt Manager
Debt Manager by Threewise lets you manually enter debts, loans, and bills to track balances owed. Create payment schedules with reminders, visualize debts with graphs, and monitor interest costs. This is great for larger debts like mortgages and student loans.
8. Google Pay
While not solely a bill app, Google Pay facilitates bill payments to 80+ merchants. Add billers, get reminders, view balances, and pay directly within Google Pay. It provides tracking and reminders for recurrent payments like utilities and subscriptions.
9. Wally
Wally has robust money management features including bill organizers, reminders, budgets, and financial insights. The app can scan bills using the camera and will remind you about due dates. Wally also offers biometric login, cloud backup, and transaction synchronization.
Which Is the Best Reminder App for You?
With so many options, deciding on the best bill reminder app depends on your specific needs:
-
Prefer a full-service money manager? Try Mint or PocketGuard.
-
Have lots of loans or debts? Use Debt Manager.
-
Want basic reminders for utilities? Bill Assistant is simple.
-
Need to split bills with others? Loan/Bill Reminder enables sharing.
-
Like banking with Google? Use Google Pay.
Take advantage of free trials to test different apps before selecting one as your go-to payment reminder platform.
Create Notification Schedules That Work
Once you choose a reminder app, take time to set up proper notifications for each bill:
-
Get initial reminders 7-10 days before each due date.
-
Have additional reminders repeat every few days leading up to the deadline.
-
Schedule text message alerts for urgent reminders.
-
Use email and push notifications for early initial reminders.
Adjust the frequency and type of reminders based on the bill amount and your payment style. Set sufficient advance notices to avoid late fees.
Link Reminder Apps With Payment Accounts
Be sure to connect the reminder app with the appropriate payment accounts:
-
Link your checking account to pay bills by debit.
-
Add credit card accounts to pay bills with those cards.
-
Store electronic wallet accounts like PayPal to enable payments.
-
Have utility company sites connected to pay directly from the app.
Linking financial accounts enables seamless bill payment initiated right within the reminder app.
Achieve Peace of Mind with Bill Reminders
Being a responsible adult means dutifully paying your bills on time every month or face monetary penalties. But missing payments due to forgetfulness or busy schedules is an easy trap to fall into. Leverage technology by using bill reminder apps to safeguard your finances against late fees. Simply schedule app alerts that prompt you when bills are due and provide payment options. With bill reminders set up, you can breathe easy knowing your obligations will consistently be paid on time.
Brad Paisley – Remind Me (Official Video) ft. Carrie Underwood
FAQ
How do I politely remind someone to pay an invoice?
Make it clear that the email is a reminder of the unpaid bill and include the bill number, due date, and amount. Express gratitude for their business and respect for their time. Ask them politely when they can expect to be paid and offer to talk about any problems or questions they may have.
What is the best app to remind me to pay bills?
Bills Manager Never miss bill payment and always pay all your bills on time!.
How do you gently remind for payment?
I hope you’re well. We have yet to receive payment from yourselves of [amount owed] in respect of your invoice [#reference number] which was due for payment on [date due]. I would be grateful if you could let me know when we can expect to receive payment. If there are any problems, let me know!.
What is a bill reminder app?
It is basically a budget planner and bill reminder to keep track of your money. With the bill reminder app Mobills, I no longer have to worry about paying my bills late. I can use the app to remind me when to pay my bills.
How do I set up reminders for bill pay?
Set up reminders to pay your bills in some of the most popular ways: Google Calendar: This is almost always a good way to remind you that a bill is due. You can make your Google Calendar remind you of when you need to pay your bill by setting it to pop up or email you.
What is easy bills reminder?
Easy Bills Reminder is an app the reminders you to pay your bills. You put in the dates and get reminders or notifications on when they are due. 5. Bills Monitor Pro is an app that lets you log your bills into the app to help you keep track of and manage them.
How do I Schedule bill pay reminders?
This is the best online budgeting tool for personal finances, and you can set up automatic reminders to pay your bills. Just go into Mint and “Add a reminder. This is another thing that Mint suggests you do. It lets you set up reminders based on your transactions, so you can make them happen every month.
Why should I set up Bill reminders?
Habitually making late payments can add up to thousands in wasted money over your lifetime. You can set up bill reminders to help you keep track of all your accounts and make sure you don’t forget to pay anything.
Where can I get bill reminders?
You can get them in Quicken, YNAB, and other major financial software applications. However, some notifications will only show up when you open the app, so make sure you are signed up to receive email, text, and mobile app notifications. Of course, you can reduce your need for bill reminders by automating some of your bill payments.
