How to Easily Pay Your Lord & Taylor Credit Card Bill Over the Phone

Paying your Lord & Taylor credit card bill over the phone is a quick and convenient way to make sure your payment gets processed on time each month. With just a few minutes and a phone call, you can pay your bill without having to worry about checks getting lost in the mail. This straightforward process lets you take care of your credit card payment from anywhere, at any time.

Overview of Paying Your Lord & Taylor Bill By Phone

The Lord & Taylor credit card, issued by Capital One, offers an automated pay by phone system that accepts payments 24/7. You don’t have to wait on hold or speak to a representative. The automated phone system allows you to pay your bill with just a few prompts.

To use the pay by phone option, you will need to have your 16-digit Lord & Taylor credit card number and the exact payment amount ready. The system will guide you through the steps to complete the transaction. You can pay using a checking account, savings account, or another credit/debit card.

Once the payment goes through, you will receive a confirmation number to note down. The payment will be instantly applied to your account balance so you don’t have to worry about any mailing delays.

Step-by-Step Guide to Paying Your Bill Over the Phone

Follow these simple steps to pay your Lord & Taylor credit card bill quickly over the phone:

1. Call 1-866-465-8292 This is the dedicated Lord & Taylor pay by phone number

2. When prompted, enter your 16-digit credit card number.

3. Enter the exact payment amount you want to pay. Match this to your total balance due shown on your latest statement.

4. Choose how you want to make the payment

   • Checking or savings account – Have your account and routing numbers ready

   • Different credit/debit card – Have the card ready

5. Provide the requested details for your payment method when the system prompts you. This verifies your identity.

6. Follow the remaining voice instructions to authorize and complete the payment.

7. Write down the confirmation number given at the end of the call for your records.

The entire pay by phone process takes just a few minutes. Your payment will post to your Lord & Taylor account as soon as you end the call.

Tips for Paying Your Credit Card Bill Over the Phone

Keep these tips in mind when you pay your Lord & Taylor bill by phone:

• Have your latest statement in front of you so you can reference your balance due, due date, and account number.

• Call at least 5-7 days before your due date to ensure your payment gets there on time.

• Avoid making payments on the actual due date in case you have issues with the automated system.

• Double check that the payment amount you enter matches your total balance due.

• Have a backup payment method ready like a checking account or different card.

• Write down the confirmation number and save it until the payment appears on your next statement.

• Contact Lord & Taylor customer support if your payment doesn’t process correctly or post within a few days.

Is Paying Your Credit Card Bill By Phone Secure?

Yes, paying your Lord & Taylor credit card bill through the automated phone system is secure. You need to enter your full credit card number, expiration date, and CVV code so the system can verify your identity.

The pay by phone system uses encryption technology to protect your payment information during the call. Your details are not stored after the transaction is processed. As long as you follow all prompts, paying over the phone is safe.

What If You Miss the Payment Due Date?

If you miss making your Lord & Taylor credit card payment by the due date, you will incur a late fee. The late fee is $29 for balances under $250, or $39 for balances of $250 or more.

In addition to the fee, a late payment can also damage your credit score. Payment history makes up a major part of your FICO score. Just one late payment can cause your credit score to drop significantly.

To avoid fees and credit impacts, always pay at least the minimum due by the due date each month. Set up automatic payments or calendar reminders so you never miss a payment. If you expect to pay late, contact Lord & Taylor immediately to see if they can waive the late fee.

Can You Set Up Recurring Payments Over the Phone?

Yes, you can arrange for automatic recurring monthly payments to be made to your Lord & Taylor credit card over the phone. This ensures your bill gets paid on time each month.

To set up recurring phone payments:

• Call 1-866-465-8292 and follow prompts to enter your account number.

• Instead of a one-time payment, choose the “recurring payment” option.

• Select the payment amount and date each month for the payments to be made.

• Provide payment source account details when prompted.

• Confirm the recurring payment authorization.

Now your Lord & Taylor bill will be paid automatically each month on the date you chose. You can still log in online to check statements and account balances.

Can You Check Payment History Over the Phone?

Unfortunately you cannot check your Lord & Taylor payment history using the automated pay by phone system. The phone number is strictly for making one-time or recurring bill payments.

To view your full Lord & Taylor payment history and account activity:

• Log in to your online account at lordandtaylor.capitalone.com.

• On the account summary page, you can see your last payment amount and date.

• Go to “Statements” and select a statement month to see detailed payment information.

You can also call Lord & Taylor customer service at 1-866-465-8292 to speak with a representative who can review your payment dates and amounts.

Who to Contact for Billing and Payment Help

If you need assistance with paying your Lord & Taylor credit card bill over the phone or have any billing questions, contact customer service at:

• Phone: 1-866-465-8292

• Hours: Daily 8am – 9pm EST

The automated pay by phone system is available 24/7, but representatives are only available during regular business hours.

You can also send secure messages to Lord & Taylor customer support by logging into your online account. Expect a reply within 1-2 business days.

In Summary

Paying your Lord & Taylor credit card over the phone is quick, easy, and secure:

• Call 1-866-465-8292 anytime to use the automated system

• Enter your account number, payment amount, and payment source

• Get instant confirmation when the payment is processed

• Contact support if you need billing help or miss a payment

• Set up recurring payments to pay automatically each month

• Check statements online to view full payment history

Paying by phone saves you time and gives you flexibility to pay whenever it fits your schedule. Just be sure to call at least a week before your due date and have your account information at hand.