How To Pay ICICI Credit Card Bill Online: A Step-by-Step Guide

Paying your ICICI credit card bill online is a quick and convenient way to stay on top of your payments. With multiple payment options available, you can choose the method that suits you best. In this comprehensive guide, we will walk you through the step-by-step process of paying your ICICI credit card bill online using different channels.

Overview of Paying ICICI Credit Card Bill Online

ICICI offers various online payment options to its credit card customers including:

• ICICI Internet Banking: Log in to your ICICI internet banking account and pay your bill directly from your ICICI bank account.

• NEFT/RTGS: Transfer funds via NEFT/RTGS to the ICICI credit card payment gateway.

• Scan to Pay Scan the ICICI UPI QR code using any UPI app and pay instantly

• Click to Pay Enter your credit card details on the ICICI click to pay portal and make payments using netbanking

• iMobile App: Use the ICICI iMobile app to pay your credit card bill instantly.

• Auto-Debit: Set up auto-debit from your ICICI account every month to pay the minimum due amount.

• ATM: Walk up to any ICICI ATM, select credit card payment and pay your bill.

Step-by-Step Guide to Pay ICICI Credit Card Bill Online

Follow these simple steps to pay your ICICI credit card bill online using the payment method of your choice

Using ICICI Internet Banking

1. Log in to your ICICI internet banking account using your credentials.

2. Under ‘Payments/Transfers,’ click on ‘Add Payee’ and select ‘Credit Card’ as payee type.

3. Enter your 16-digit ICICI credit card number and click ‘Submit.’

4. Your credit card will be added to the list of registered payees.

5. To make the payment, click on ‘Transfer Money’ and select your credit card from the payee list.

6. Enter the amount you wish to pay and click on ‘Confirm.’ Your credit card bill payment will be completed instantly.

Using Scan to Pay QR Code

1. Open your UPI app like BHIM, Google Pay, Paytm etc.

2. Click on ‘Scan QR Code’ or ‘Scan and Pay’ option.

3. Scan the ICICI UPI QR code displayed at the merchant website or location.

4. Enter the amount and click on ‘Pay.’ Your credit card bill will be paid instantly via UPI.

Using NEFT/RTGS

1. Log in to your bank’s netbanking account and initiate an NEFT/RTGS transfer.

2. Add ICICI Credit Card as the beneficiary by entering the credit card number as account number.

3. Enter IFSC code as ICIC0000004.

4. Add your name and other details and submit the transfer request.

5. Make the payment for your credit card bill.

Using Click to Pay

1. Go to ICICI click to pay portal and click on ‘Credit Card Payment’.

2. Enter your 16-digit credit card number, name, bill amount and other details.

3. Click on ‘Pay Now’ and you will be redirected to your bank’s netbanking page.

4. Log in and confirm the payment to complete the transaction.

Using iMobile App

1. Launch the latest version of ICICI iMobile app on your phone.

2. Log in using your ICICI bank credentials.

3. Go to ‘Accounts’ and select your credit card account.

4. Click on ‘Pay Now’ and enter the amount you wish to pay.

5. Confirm the details and complete the transaction using your preferred payment mode.

Using Auto-Debit Facility

1. Log in to your ICICI internet banking account and go to ‘Payments/Transfers’.

2. Click on ‘Request Auto Debit’ and select your credit card from the account list.

3. Set the date and amount for auto-debit every month and submit the request.

4. Your credit card bill will now be paid automatically on the set date using your linked ICICI account.

Using ICICI ATM

1. Insert your ICICI debit card and enter your ATM pin.

2. Select ‘Credit Card Payment’ from the menu options.

3. Enter your 16-digit credit card number and the amount you wish to pay.

4. Confirm the details to complete the transaction. The payment will be made from your bank account instantly.

Tips for Hassle-Free Online Credit Card Bill Payment

• Set payment reminders a few days before the due date to avoid missing payments.

• Opt for auto-debit to ensure your minimum amount due is paid on time every month.

• Maintain sufficient balance in your bank account to process the bill payment transaction smoothly.

• Save your credit card as a registered payee for quick payments in the future.

• Keep your UPI apps, internet banking and iMobile app updated for uninterrupted services.

• Check for payment confirmation via SMS or email from ICICI to ensure the bill payment went through successfully.

• Contact ICICI customer care in case of any transaction failures or queries regarding your credit card bill payment.

Paying your credit card bills online using ICICI’s digital payment options is instant, convenient and absolutely safe. It takes just a few minutes to complete the payment through your preferred channel seamlessly. Setting payment reminders, registering your card for auto-debit, and monitoring payment confirmation can help avoid late fees or interest charges. ICICI also provides 24×7 customer support in case you face any issues with your credit card bill payment online. So go ahead and embrace the digital way to take control of your credit card finances.